For overseas investors & UK expats
UK property.
A clearer view from abroad.
Looking for a UK rental property, a refurbishment purchase or a portfolio addition? Start with a clear brief, understand the price evidence and plan the checks you will need when buying from overseas.
AML supervision pending. Waitlist only. We currently offer preparation conversations and take sourcing interest. No properties are offered, reserved or packaged. No return is promised.
Your search, in practical terms
Choose the property.
Understand the work around it.
Rental purchases, refurbishment plans and portfolio growth need different evidence. Tell us the locations, property type and timing you are considering so an initial conversation starts with your circumstances.
Searching from abroad adds practical questions: who can inspect the property, which advisers can act for you, how money will move and who will handle the property after completion.
An enquiry is free and creates no instruction, reservation or commitment. Replies are handled manually by email; a response time is not guaranteed.
Before you commit
Build your purchase plan.
Use these questions with your independent advisers. Requirements depend on the property’s location and your circumstances.
Your criteria and total budget
Define target areas, property type, condition and timing. Budget for the purchase and all associated costs, including currency conversion and the risk of exchange-rate changes.
Your solicitor and identity checks
Confirm that your solicitor can act for an overseas buyer, how identity and source-of-funds checks will be completed, and which documents or translations may be needed.
Finance, tax and ownership
Ask a qualified broker about finance eligibility before relying on borrowing. Get UK and home-country tax advice on ownership, purchase taxes, rental income and a future sale. Rules differ across UK nations.
Viewings, surveys and title
Arrange independent inspection and survey advice. Ask who is visiting, what their report covers and what it leaves out. Photographs and video do not replace survey or legal checks.
Works and ongoing management
If you plan to let, establish local requirements and agree who handles repairs, management and records. Verify contractors’ scope, costs and responsibility; ownership still involves ongoing work.
Communication and decisions
Record your time zone, preferred contact times and who can make decisions. Confirm any authority to act, deadlines and written approvals with your advisers.
Understanding the price
Looking for BMV?
Question the comparison.
BMV means “below market value”: a purchase price below an evidenced estimate of the property’s market value at a stated date. An asking-price reduction alone does not establish it.
No discount is assured. A lower price can reflect condition, title, tenancy or other risks. It does not establish that a purchase suits your circumstances.
Include BMV criteria in your briefComparable completed sales
Use recent completed sales of genuinely comparable properties. Record dates, location, size, tenure and condition; explain differences and limitations. Asking prices are a separate source.
A valuation you can question
Identify who estimated the value, when and on what basis. In-house analysis is not an independent valuation. Ask a qualified surveyor about the valuation and survey your purchase needs.
The price and the whole budget
Keep the purchase price, sourcing fee, tax, legal and finance costs, survey, works and contingency separate. Compare current condition with current condition; do not present a hoped-for value after works as today’s value.
The evidence and the gaps
Keep source documents and assumptions visible. Have your solicitor and other advisers resolve material questions before commitment. No return or future resale price is promised.
This explains how to challenge a BMV claim. It is not a valuation, a current property listing or a claim that L&M has discounted stock available.
Your next step
A useful conversation starts with your criteria.
Share your brief
Choose your property goal and target areas. Add timing, budget, country and time zone if useful.
Clarify the questions
We review your enquiry manually and discuss preparation, service status and what remains to establish. No property is reserved.
Decide what comes next
Use your independent advisers and the free preparation pack. Any future sourcing engagement needs the relevant checks and separately agreed written terms.
Your UK property brief
Where would you like to start?
First name, email, goal and target areas are enough. Under “Add optional details”, you can include your country, time zone, budget or interest in BMV property.
Please leave out identity documents, bank details, full property addresses and tenant information.
This is an initial planning enquiry. The separate unticked sourcing-opening checkbox is optional. AML supervision pending. Waitlist only.
Prefer to email L&M?Free · no email required
Put the questions in one place.
Use our printable investor preparation pack to organise your search brief, fee questions and evidence checklist.
Official starting points
Check the rules for the nation where you intend to buy. These are starting points for your own advisers, not a substitute for advice.
Can I enquire if I live outside the UK?
Yes. Use the form for an initial planning conversation about your UK property search. Include your country and preferred contact times in the optional note. Our sourcing service remains waitlist only while HMRC’s decision is being confirmed; no property is offered or reserved.
Can you send me property deals now?
Not at present. AML supervision pending. Waitlist only. You can share your criteria now and separately choose an email when the sourcing service opens. We cannot give an opening date.
Can I look for BMV property from overseas?
You can record BMV as part of your search criteria. Any below market value claim needs dated comparable completed sales, a clear valuation basis and property-specific checks. A reduced asking price is not proof of a discount to market value. No discount or return is assured.
Do I need to travel to the UK?
That depends on the property, the transaction, your advisers and their verification requirements. Establish what can be done remotely and what needs an in-person visit before committing. L&M does not promise a fully remote purchase service.
Can you arrange mortgages, tax advice or property management?
We do not provide mortgage, legal or tax advice, and no bundled management service is offered on this page. Confirm finance eligibility, ownership structure, tax obligations and ongoing management with appropriately qualified professionals. Any future introduction or additional work would need a separately agreed scope.
What will sourcing cost?
No paid service is instructed through this form. Before any future engagement, request written details of the sourcing fee, what it covers, when it becomes payable, any applicable VAT and cancellation terms. Keep third-party purchase and running costs separate.
Should I send proof of funds with my enquiry?
No. Please do not upload identity documents, bank statements or financial records here or send them in the optional note. Any required checks would follow through a separately confirmed secure process.