We research and model packaged property deals across London and prime UK locations — every one measured against RICS Red Book comparables, with the full working shown. We work hand in hand with trusted partner firms and their investors in the UAE and Germany. Every investor completes our compliance checks (CDD) before we match a deal — that's deliberate. That is the standard. The founding investor register is open now.
Only 50 founding-cohort places · registering is free and creates no obligation
Most sourcing firms are built by one kind of person. L&M was built by two — a property operator and a wealth manager — so every deal is judged from both the deal side and the money side. Tap a card to see what each brings.
Has built and run a real-estate portfolio — from sourcing to exit.
Has advised serious capital — risk, structure and downside.
Deal-side operating experience — refurb costs, yields and exits that hold up in the real world, not on a spreadsheet.
Trusted partner firms and their investors across the UK, the UAE and Germany — relationships built over years, not bought.
Investor relationships ready to move when the right deal lands — patient, compliant, never rushed.
Most firms have one of these. L&M was built on all three — which is why every deal is underwritten like an investment and structured like a portfolio. HMRC AML registered — application pending, no. XTML00000222768; cleared to trade while the application is pending.
Direct-to-vendor pipeline, auction sweeps, probate and repossession leads — before they hit Rightmove.
Comparables, refurb costs, four-yield model, AML checks. Lawyer-reviewed contract pack on every deal.
You receive a 12-page deal pack with photos, plans, costs, exit strategy and a reservation deadline.
Three transparent grades. No hype, no "deal of the week" theatre.
Below-market discount of 30% or more, prime postcode, ready to refurb. Reserved within 48 hours.
Strong discount with six verified RICS comparables. Most common tier. Typically reserved within 5–7 days of release.
Solid yield, margin to RICS valuation holds after refurb. Best suited to buy-and-hold investors. *Methodology: six-comparable RICS Red Book desktop valuation, sold-price data within 12 months and 0.5 miles, adjusted for condition and floor area.
Add a bedroom, lift the comparable, +£60k–£120k uplift in zones 3–4.
Article 4 mapped. C3 → C4 → Sui Generis pathway costed in.
Buy, refurbish, refinance — cash-out cycle modelled per deal.
Single freehold to multiple leaseholds — instant uplift on flats above shops.
Permitted development checked. Build cost benchmarked to 2026 rates.
Statutory route, premium calculated, Marriage Value flagged.
Selling directly to us means a fair, evidence-based offer and a completion timeline built around you — no chain, no procession of viewings, no estate-agent fees. Every offer is anchored to a six-comparable RICS Red Book desktop valuation, and every party completes our compliance checks (CDD) before any transaction. L&M is HMRC AML registered — application pending, no. XTML00000222768 — and cleared to trade while the application is pending. Requesting a valuation creates no obligation on either side.
No tiers, no clawbacks, no minimum volume. You introduce, we deliver, the commission splits down the middle. The founding partner network is capped at twenty — places reviewed in the order applications arrive.
We're registered, insured and compliance-led — across every body that matters in UK property sourcing.
Application pending
Our application is under review with HMRC and our investor due-diligence framework is built and ready to run. Per HMRC we're cleared to trade while the application is pending — every investor completes CDD before any match, and we hold no client money. That is deliberate.
Registered & GDPR-aligned
Data protection registered with the Information Commissioner's Office. GDPR-aligned data handling on every register registration.
Activated with AML supervision
Independent consumer redress membership is activated alongside AML supervision. Required before any direct-to-vendor purchase service operates.
Applied to every deal
All comparables and desktop valuations follow RICS Red Book methodology. Six-comparable minimum, 12 months, 0.5 miles, adjusted for condition and floor area.
The questions investors, sellers and partners ask us most. Tap any question to open it.
We research and package property deals across London and prime UK locations. Every deal is measured against a six-comparable RICS Red Book desktop valuation — sold-price data within 12 months and 0.5 miles, adjusted for condition and floor area.
Yes. We work hand in hand with trusted partner firms and their investors in the UAE and Germany, alongside UK-based investors. The opportunities are UK property. Per HMRC we're cleared to trade while the application is pending — every investor completes CDD before any match.
Yes. L&M is HMRC AML registered — application pending, no. XTML00000222768 — and, per HMRC, cleared to trade while the application is pending. Every investor completes our compliance checks (CDD) before we match a deal, and we hold no client money. The founding investor register is open now — you're contacted first as deals are packaged.
It is the gap between the agreed purchase price and a six-comparable RICS Red Book desktop valuation. We grade every deal — Platinum (30%+), Gold (20–29%), Silver (12–19%) — against that methodology, not against an asking price.
The sourcing fee is a flat fee paid by the buyer side on completion of a packaged deal — never a percentage of value and never a promised return. The fee is taken on completion of a packaged deal, after CDD.
L&M Academy is our separate educational product — free, with lifetime access — teaching compliance-first UK property sourcing, and it is available now. The sourcing service is the firm's deal-flow offering and operates with full CDD on every investor before any match; L&M is cleared to trade while its application is pending.
Advisor-led, plain-English guides on selling, investing, strategy and compliance — 100 articles and growing.
The realistic routes — open market, auction, cash buyer — with honest timelines and what each nets against an independent RICS valuation.
Read the guide → For investorsWhy “below market value” is a vague claim, and the six-comparable Red Book method disciplined investors use instead.
Read the guide → ComplianceHMRC AML, ICO, redress, professional indemnity and more — the registrations a compliant property sourcer must hold in 2026.
Read the guide →